Does Your Homeowners Insurance Cover Mold Damage?

3/4/2019 (Permalink)

This mold was caused by a leaking water pipe.

While this question is quite simple the answer is not.  Generally speaking, some homeowners’ policies do cover mold damage.  But to get the answer you need to talk to your insurance agent for your coverage and deductibles.  Something to keep in mind even if your policy covers mold is that there are some limits and exclusions.  As an example, if your home or business has mold damage caused by a maintenance issue such as a long-standing water leak, the water and mold damage may not be covered.  These cases will be reviewed, and a decision made on a case by case issue with your adjuster.

In addition, most homeowner’s policies have a cap or limit on the amount they will cover in regard to mold damage.  That’s why it’s so important to take care of any water damage quickly.  If you think your home or business has water or mold damage give us a call at 336-224-2565 and our team of highly trained technicians will schedule a time to inspect your property and report their findings.  And, if damage is discovered, they will begin the clean up and restoration process.

Knowing who to trust with one of your biggest investments is critical so calling the experts of SERVPRO of Lexington / Thomasville is a way to ensure you have trusted professionals on site to fix an damage promptly and professionally.